| Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives. | | 7 Ways to Stay Positive Even During the Toughest Times Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff. | | Positive Money Mindset: 15 Tips to Transform Your Money Mindset from Negative to Positive Do you find yourself feeling down about money or uninspired? Maybe you aren't making as high of an income as you'd like to be. Something that contributes a lot to your success is the way you think. A positive money mindset can change your outlook and improve your finances. Here are 15 tips to transform your money mindset when you need to think positively. | | Your brain is wired for negative thoughts. Here's how to change it.  | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Joash | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Joash, All rights reserved. | |  | | Jumat Hassan, Head (Training) BMW Singapore Joash is not just my consultant but over the years of working together on my family’s portfolio, we have become good friends. Watching his career grow over the years, I find him sincere and trustworthy. He has identified crucial aspects of my financial planning and has provided sound advice. Joash exudes confidence and empathy, excelling in his work. Our meetups are always enjoyable; he's well-versed and can discuss diverse topics. I see great potential for him to become one of the best in the business. | |  | | Derrick, VP Doha Bank My friendship with Joash from Prudential goes way back to the year 2000 when we were studying together. Our conversations about my financial portfolio have been insightful, and his expertise in this field is evident. Joash's ability to engage in meaningful exchanges and share valuable ideas has made our meetups enjoyable, leaving me with a sense of joy and satisfaction. Beyond being a specialist in his trade, Joash is a true professional and a friend, making him a pleasure to work with. I am confident in his ability to provide excellent financial guidance and support to anyone in need of it. | |  | | Gary C. CEO Alpha Engineering & Consultancy I am delighted to write this recommendation for Joash, a highly skilled financial adviser with whom I had the privilege of working. Joash's commitment and dedication to his work are commendable, providing the best financial guidance for his clients.
He has a remarkable ability to simplify complex financial concepts and create engaging content that educates and informs his clients. His attention to detail and commitment to accuracy are qualities that make him stand out in the industry.
What sets Joash apart is his genuine passion for helping people make informed financial decisions. I have received sound financial advice, and others in my family have experienced the same. I highly recommend Joash to anyone seeking financial advice, and I am confident that his clients will find his services invaluable. | |  | | Pramoj, Sales Director Infosys I had the pleasure of connecting with Joash on LinkedIn, and our professional relationship quickly transformed into a genuine friendship. Joash is not only sincere and caring but also an exceptional financial consultant. His valuable advice on housing strategies has been insightful, providing me with ideas that have proven beneficial. I appreciate his expertise and highly recommend Joash. | |  | | Riya Gote, Founder & Director, Scriberlee Having known Joash since 2022, I can confidently vouch for his excellence in financial advising. He reflects expertise and dedication in all that he does. Joash's remarkable ability to simplify complex concepts and genuine passion for helping others to make informed decisions sets him apart. He's not just a consultant but also a trusted friend, sincere and trustworthy. Joash's blend of confidence, clarity and courage ensures enjoyable and productive interactions. I highly recommend Joash for invaluable financial guidance. | |  | | Matthew Tan, Senior Financial Services Consultant Having known Joash since 2010, I can confidently attest to his excellence in his field. His financial advice is consistently sound, reflecting his expertise and dedication. Joash stands out for his kindness, sincerity, and a drive to excel in all he undertakes. Working with him is not only productive but also enjoyable, thanks to his wonderful disposition. I foresee even greater success in Joash's career in the time to come. | | | | |
